Agri Takel – Refund & Cancellation Policy
Last Revised: December 10, 2025
This Refund Policy explains the conditions under which refunds may be issued for services
provided by Agri Takel.
1. Nature of Services 🤝
Agri Takel operates solely as a consultant and facilitator.
We do not provide loans, sell equipment, or control lender decisions.
DISCLAIMER: Agri Takel is not responsible for loan approvals, lender charges,
equipment pricing, delivery delays, or warranties.
2. Refund Eligibility for Agri Takel Fees 💰
A. Consultation / Facilitation Fees
-
Full Refund: If cancellation is requested within 24 hours of payment
and before application or documentation submission.
-
No Refund: Once documentation or application is submitted to
a bank/NBFC.
B. Subscription / Membership Fees (If Applicable)
- Subscriptions can be cancelled anytime.
- Fees are non-refundable once the billing cycle begins.
3. Third-Party Refunds (Banks & Vendors) 🏦🚜
Any refund related to loan processing fees, EMIs, interest, insurance,
or equipment purchase must be handled directly by the respective bank,
NBFC, or equipment vendor.
4. Refund Processing & Credit Timeline ⏱️
A. Refund Processing Timeline (Agri Takel)
- Refund Request Review: 5–7 business days
- Refund Approval & Initiation: Within 2–3 business days after approval
Once approved, Agri Takel initiates the refund to the original payment method
via the payment gateway.
B. Refund Credit Timeline (Bank / PhonePe)
After refund initiation, the time taken for the amount to reflect in your account
depends on your payment method:
- UPI: 2–5 business days
- Debit Card: 5–7 business days
- Credit Card: 7–10 business days (as per issuing bank)
- Net Banking: 3–7 business days
Delays caused by banks or payment gateways are outside the control of Agri Takel.
5. Contact Information 📞